FAQs Get Answers to all your Banking & Finance related Queries

Listed below are the offers and their respective TnCs. Loan amount will be blocked against the credit limit of your credit card. If your available credit limit is 3 Lac and loan amount availed is 1 Lac, then the available credit limit on your credit card will become 2 Lac. All banks participating in PMJDY are on CBS (Core Banking Solution) platform and the account can easily be transferred to any branch of the bank in any city/town as per the request of the account-holder. Rupay Debit Card is an indigenous domestic debit card introduced by National Payment Corporation of India (NPCI). This card is accepted at all ATMs (for cash withdrawal) and at most of the PoS machines (for making cashless payment for purchases) in the country.

Welcome Benefits

An NRI is a person residing outside India but who is a citizen of India or is a person of Indian origin. Any person who stays abroadfor employment, orfor education orfor carrying on any business or vocation, orfor any other purpose indicating an intention of stay outside India for an uncertain period can be considered as NRI. If the ATM / Debit Card is lost or stolen, any transaction made with your card at an ATM is a result of you compromising your PIN, which should have been known only to you. In such a case you are liable for any loss incurred for any transaction made with your card by someone else at an ATM. Remember never to write your PIN on your card, card holder or anywhere that makes it easy for someone to read it. If someone knows your PIN your card can easily be misused if it is lost or stolen.

• You need to re-register only if your card number has changed due to card replacement/ re-issue/ upgrade.
• For Bodily Injury or Sickness caused by or arising from or due to venereal or venereal related disease.
• Terms & Conditions are applicable to your OlaMoney Postpaid service.
• Rs. 500 worth Flipkart vouchers on your first transaction with your Flipkart Axis Bank credit card.
• The maximum tenure of the loan can be 7 years, including the Moratorium period.
• As far as possible, Card should be used at authorized places / centres only.

No, you can make only one claim during the lifetime of the policy. The number of days in advance the reminder is sent depends on the pay plan you have opted for. The average fund value shall be calculated based on the fund values at the end of the policy month, for the immediately preceding 12 policy months. Loyalty Additions will be allocated between the funds in the same proportion as the value of total units held in each fund at the time of allocation. Therefore , those who are well aware of the financial markets, are willing to bear the investment risk and desire a higher return can look at unit linked products and vice versa. Guaranteed Base Income is expressed as percentage of the Sum Assured on Maturity.

What are the benefits of a Chip Card?

In account opening camps also, endeavor is to make Aadhaar Registration Counter available. Nationalized banks have been asked to organize camps on all Saturdays from 8.00 AM to 8.00 PM. To get benefit of Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days. It provides accidental insurance cover upto Rs.1.00 lac without any charge to the customer. Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet.

If you wish to know more about Account Statements or want to know its status if requested, please call up PhoneBanking or write to us with full details viz. Date of request, mode of request and period of request. We request you to follow the below steps to update /change your address. What happens if I shop online without using the NetSafe Card ? You will be exposed to all the risks of online shopping, and your card could get misused.

• Money laundering has become a pertinent problem worldwide threatening the stability of various regions by actively supporting and strengthening terrorist networks and criminal organizations.
• At a chip-enabled terminal, you can insert your Chip Card into a POS Terminal.
• The cashback earned on your credit card is credited to your OlaMoney wallet.
• The points will expire on the 1st of every month.Can I convert my TimesPoints into real cash?
• What’s the cap on loading funds to the FleetXpress Card?
• Hence the cards need to be registered for Verified by Visa(VBV), MasterCard Secure Code or Rupay Pay Secure to complete an online transaction.
• This will allow you to get a higher loan amount at the most affordable Car Loan rates.

What are the features and benefits of a Business Regalia First Credit Card?

Of course, we will value your portfolio periodically to determine your overdraft limit. You can increase your overdraft limit by pledging more shares/securities , or decrease it by withdrawing them – that’s completely up to you. The facility of email statement of accounts is also available. You have the option of servicing simple interest during moratorium period.

Check your eligibility for Flipkart Axis Bank Credit Cards

Investments for RGESS are made through the Demat Account. Eligible securities brought through the Demat Account will automatically be subject to a lock-in during the first year. The investor cannot trade, pledge or hypothecate the any eligible securities during this period.

You have an option to select a Policy Term of 12 years or 15 years. For a 12 year term, the premium payment term is 8 years while for a 15 year term, you have the option of selecting a premium payment term of 8 years or 10 years. In this policy, the investment risk in investment portfolio is borne by the policyholder. Based on the performance of the funds chosen by you, NAV per unit will be calculated. Fund Value will be calculated by multiplying balance units in your fund by the then prevailing NAV price. money coming spin Below is a sample illustration for a 30 year old male at an assumed investment return of 8% p.a.

Yes, DRFs can be rejected by your DP or the Company / RTA. The rejected DRFs can be collected from the submitting branch or can be sent to the Investor’s address as registered for the Demat Account. Demat Account holders are informed about Demat Request Credits / Rejections through their Periodic Demat Account Statements. You can change your existing mandate/bank details by submitting a request letter mentioning your new bank account details, duly signed by all the Demat Account holders along with a copy of a cancelled cheque leaf.

Specialists Officers of Banks – SCHEDULE

You cannot redeem ‘Thanks Again’ reward point abroad. You need to redeem the same within options available in India only. You can purchase foreign exchange up to 180 days in advance from the date of departure.

Money Coming In : Modi Vs Manmohan

When an unknown user tries to access your account by trying various passwords, your account will automatically get locked. Every time you log into NetBanking your last login date and time will be shown so you can make sure nobody else has accessed your account. We also have in place a dedicated team to watch access to our web server and prevent unauthorised access. Even bank employees don’t know your password but to be completely safe remember to log out of NetBanking after you’re done using it. All instructions for instantaneous transactions will come into effect immediately unless some processing work or maintenance activity is going on.

• The cheque should be issued in favour of HDFC Bank Limited – Customer’s name.
• After you have logged in, go to the bill payment tab and then you can pay to the registered payee.
• Quarterly Declarations shall be required updating the number of cards per category and specifying the BIN Series with the first and last four digits of the cards.
• In case of insufficient funds in your Bank Account, the bank will reject the IPO application.
• It also helps in creating wealth over a longer time period.
• Click here for complete information regarding the HDFC Bank Easy Shop NRO Debit Card.

Certificate Course in Urban Co-operative Banking (Revised Syllabus) – Centre List

Your FleetXpress Card remains active for five years, remaining valid until the final working day of the month mentioned on your card. All corporates engaged with HDFC Bank who are in the logistics business and have a fleet of trucks. Whether your partnership is blossoming or well-established, you can secure FleetXpress Cards for your team members.

Flipkart Axis Bank Credit Card

It should tell you what version is installed on your computer. How do I register my HDFC Bank Visa / Mastercard Card? You need to register for the service through the HDFC Bank Website. No. you can only get the benefits of Verified by Visa/ MasterCard SecureCode at the participating online stores. CVV2 is three digit number mentioned at reverse of your card.

How can I check my OlaMoney balance ?

You don’t have to pay any extra charges to use MobileBanking through Browser. As long as you are registered for NetBanking you can start using MobileBanking through Browser. If you register through NetBanking or by sending an SMS, you will be able to access SMSBanking instantly. You can still answer the call or read the SMS while HDFC Bank App continues to run in the background. However current session will expire after 5 minutes of inactive use of the application.

Attention US Persons/Residents Of Canada

However shares held in a married name may not be dematted to a Demat Account held in a maiden name. In case of freezing, the freezing date has to be mentioned i.e. the date from when the freezing of the account is sought. (No need to mention freezing end date as the NSDL system does not provide to capture the freezing “end date”).

• Visit HDFC bank Prepaid NetBanking option and select Forgot Activation Code and provide your card number, Date of Birth and passport number.
• The restaurant will receive a receipt of the redemption by email and this will contain the same transaction ID for security purposes.
• Yes, you can continue using your secure password, OTP is an additional option provided for checkout.
• Members redeem points for leading domestic Airline Miles & Hotel Loyalty Points programs.
• You can Top-up your Dream Deposit with a minimum amount of Rs.1000 and a maximum amount equivalent to twice the monthly instalment amount, per month.
• The User ID will be sent to your registered mobile number and Email ID.
• To get benefit of Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.

There are multiple benefits of investing in this scheme. One, the parents/ guardians will have a sizeable corpus for the girl’s future. Two, interest rates are very attractive, higher than Public Provident Fund (PPF) or bank fixed deposits.

• Select the Savings Account and proceed to enable Autopay on your account.
• Eligible securities brought through the Demat Account will automatically be subject to a lock-in during the first year.
• A Non-Resident Ordinary saving account can be opened by an Individual NRI(other than Individuals of Nepal and Bhutan) and is maintained to manage your income earned in India such as rent dividends pension etc.
• All corporates engaged with HDFC Bank who are in the logistics business and have a fleet of trucks.
• The interest rate applicable on such closed accounts will be as per the premature withdrawal policy of the Bank.
• You should reset your PIN at the ATM once you receive it.
• The average fund value shall be calculated based on the fund values at the end of the policy month, for the immediately preceding 12 policy months.

If you are sending the request through post, then please attach a copy of self-attested address proof. If I suspect someone has stolen my password or used it to make fraudulent purchases,what should I do ? Contact HDFC Bank immediately at your nearest customer call centre ( for Credit Cards ) and Phone Banking Centre ( for Debit Cards) and report the same. Several Merchant Sites ask for a 3 Digit Code to be entered in addition to the Card Number .

• CIN is generated by the authorized banks/ Reserve Bank of India (RBI) when payment is actually received by such authorized banks or RBI and credited in the relevant government account held with them.
• Please find below the steps to use NEFT funds transfer.
• If you like, you can leave standing instructions with your bank to transfer funds at specified intervals from your savings account to the Sukanya Samriddhi account.
• Please reach out to and our customer care executive will guide you through the process.
• In case you are unable to visit a branch, we request you to send the form by post or courier.
• Name, mobile number, email id and address (basis purchaser’s requirement) of the receiver are required to apply for GiftPlus Prepaid Card.

All corporations engaged with HDFC Bank, whether your partnership is blossoming or well-established, can secure a Money Plus Prepaid Card for their team members. Who is eligible for the FoodPlus Prepaid Card All corporations engaged with HDFC Bank, whether your partnership is blossoming or well-established, can secure a FoodPlus Prepaid Card for their team members. You can send it to one of our PhoneBanking numbers or your nearest HDFC Bank branch. Your earned points are valid for 12 months from the date of earning. The points will expire on the 1st of every month.Can I convert my TimesPoints into real cash?

If you fail to enter the IVR password, the transaction will be declined. Please listen to the recorded message and follow the instructions while entering your card details. Your user-id and password will be replicated to Cyber Treasury Portal after 24 hours. You will be able to login on Cyber Treasury with same user-id and password. At present we provide this service through 322 branches. Bills setup for Standing Instruction on Debit Card/Account will be processed around 4 days prior to the due date through Standing Instruction on Debit Card.

There are 8 Plan options available under the Plan ProGrowth Super II. Retirement Plans refer to insurance plans which aim to offer you income/ pension after retirement when you may not have any other adequate source of income. Retirement Plans provide you with a steady flow of income post retirement so that you can continue to live a financially independent life. The policy will terminate thereafter and no more benefit will be payable.

This facility will be available for Dream Deposit held under “Sole Owner (SOW)” relationship only and which are booked from Singly Owned Savings or Current Accounts. If frequent defaults (non-payments) are observed in your payment of monthly installments, and six installments fall in arrears, the Bank reserves the right to close your RD account. The interest rate applicable on such accounts will be as per the premature withdrawal policy of the Bank. Customer’s can now update PAN details through net banking, if they are registered for the same Or by submitting the request along with a copy of the PAN at the nearest branch. How is PPF better than deposits in nationalised banks?